We strive to simplify your financial life and provide you the freedom to focus on your passions and be confident about your future.
At PBS Wealth Management Consultants, we serve as your financial professionals and source of support. Our SmartVestor Pros* are dedicated to simplifying the complexities of the financial world, and as your advocate, we strive to learn about your most-valued goals and dreams. From individual investors to entrepreneurs, our services are designed for your future. We’re 1 of 4 groups in Western Colorado endorsed by Dave Ramsey. Ramsey is an author, speaker, radio host and has a worldwide following with a proponent of a debt-free life.*
There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors. strategies that are tailored to your needs and goals.
One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.of experience have prepared us to guide you through your life transitions.
Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.. We believe values matter, and we live by ours every day.
Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts.
Creating a life map involves a close review of personal finances and an assessment of other building blocks. Lifestyle matters look at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.”We create strategies that are tailored to your needs and goals.
Years of experience have prepared us to gEffective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate strategy can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so.uide you through your life transitions.
Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income source.
As an independent firm, we are committed to offering complete objectivity and unbiased advice.
PBS Wealth Management Consultants celebrates 40 years helping individuals with investing, annuities, college planning and retirement planning.
We strive to build long-lasting relationships with our clients, offering education and guidance.
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Our goal is your success. Below are some resources to help you have confidence in your financial future.
A collection of handpicked articles.
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Managing your money involves more than simply making and following a budget.